Headquartered in Sidney, NY, sfcu is a full-service financial institution providing the tools and resources members need to make banking easy and convenient. We are about empowering people to reach their goals. Financial goals, life goals and career goals. We want everyone to be happy, be healthy, have time to give back to their communities and experience life. Our mission is providing superior service, striving to be better every day and to offer all the financial resources and support our members need. We are here for our members and our teams. sfcu membership is open to anyone who lives, work, worships or attends school in: Chenango, Cortland, Delaware, Essex, Fulton, Hamilton, Madison, Montgomery, Onondaga, Otsego and Schoharie counties and portions of Broome, Oneida and Herkimer counties.