VAPS Insurance Underwriters (Pty) Ltd is an innovative niche Insurance Underwriter specializing in Heavy Commercial Vehicle (HCV) Insurance and other Value Added Insurance products. We aim to provide innovative HCV and related VAPS Insurance products for insurance brokers and their clients. VAPS is a South African company based in Gauteng, underwriting HCV and VAPS products throughout all of South Africa. Why Us We provide our brokers with excellent technical underwriting skills, knowledge and experience. The skill required in understanding the unique nature of our clients' risk to provide tailor-made solutions. Ongoing monitoring of the clients changing business circumstances to check for appropriateness of cover. Access to global markets that provide A-rated reinsurance capacity. We are staffed by highly skilled and vastly experienced insurance specialists in this niche field of HCV insurance, We enjoy strong support many national brokers and UMA's We service our brokers throughout South Africa Our owner-manager culture and relative small size means we can quickly respond to changes in the market and provide customised solutions to our clients Our scientific approach to underwriting and pricing allows us to ensure that our product offering is always at the leading edge. Our Partners VAPS Insurance Underwriters underwrite Heavy Commercial Vehicle Insurance on behalf of Renasa Insurance Company Limited and Standalone VAPS products on behalf of New National Assurance Company Limited.