Mobilink Microfinance Bank Ltd. is Pakistan’s largest digital bank with over 31 million registered users, including 14 million monthly active digital wallets. Backed by a multinational telecommunication services company - VEON Ltd., MMBL is a sister concern of Jazz and is a leading player in lending to small and medium-sized enterprises. MMBL started operations in April 2012. Being a hybrid model that combines traditional microfinance with mobile/ digital banking technologies, the bank now operates with 100 branches and is committed to promoting financial inclusion for all. The bank has disbursed over 800,000 individual and micro-enterprise loans and over 8,200,000 nano-loans since its inception. MMBL was recently recognized as “Digital Microfinance Bank of the Year” by CFA Society Pakistan and also won a CSR award in the category of “Diversity & Inclusion Leader” by The Professionals Network. It is the only bank in Pakistan, microfinance or commercial, that was recognized by PACRA recently, as having a ‘Positive Outlook’ and continues to remain outside the agency's Watchlist. Further, the Institute of Bankers Pakistan has also recognized MMBL as “Bank of the Unbanked” in recent years. The bank is committed towards serving its customers and shareholders through responsible business practices. All our efforts are aligned with the United Nations Sustainable Development Goals 2030 and the State Bank of Pakistan's directives.