Small businesses and underbanked consumer have seen rising costs associated with accessing cash. SMBs spend up to $1600/ month just to manage cash while cash consumers are spending and average of 32.06/month. SPARE reduces the merchant expense by up to 75% while eliminating the cost for consumers via our SaaS + Gig Econ model. Retail SMBs pay a monthly fee while consumers are incentivized by bonus cash up to 2% when picking up cash.