As one of the smaller Building Societies offering mortgages and savings we are passionate about giving our Members and Customers something special, something they find difficult to get elsewhere. Because of our size, we don't do things like the larger financial institutions: - We don't have call centres - You have access to the decision makers - We can offer much more flexibility to ensure we can meet individual customers' needs - We still offer personal service in a world that is becoming more impersonal. That's why "We're different because you are".