Turn Your Toothache Into A Tropical Vacation. Let me show you how to set up a "self-directed benefits plan" (PHSP) so that you can use tax-free corporate dollars to pay medical and dental expenses for you and your key employees. Set up a plan before your next dental visit and start saving for your dream vacation. We also provide sources of cash when you experience poor health. If you suffer a critical illness like heart attack or cancer we can provide a tax-free lump sum payment to assist you with the transition back to good health. This benefit comes with a "second opinion" where a team of physicians will review your file and make recommendations for treatment. This benefit is like a parachute, to have it when you need it you must buy it when you don't. Perhaps you are a dentist who broke his arm skiing or an oil company contractor who is headed for her first round of chemo. We can insure that your income continues until you return to work. One of the events we all dread is the possibility of someday requiring "long term care" (a nursing home). Good, local "homes" are hard to find. Private care centres are in high demand and are expensive. We will show you how (for pennies on the dollar) to maintain dignity and independence when your health fails.