Developing productive long term relationships with our clients is our objective. This requires an ongoing understanding of needs, goals and comfort levels while taking a highly personal and objective approach to realistic and dynamic solutions. The success of our retirement and investment strategies is not based on predicting financial markets or the next economic cycle. It is based on developing and maintaining a flexible and personalized approach to what your money must do to meet your long term financial goals while, at the same time, minimizing risk. Over the last 22 years, I have retired over 250 times with our clients. I hope that experience, communicated within an independent and unbiased counseling environment, will be of value in accomplishing your long term retirement goals.