FOLK2FOLK is a national Marketplace lending platform providing simple and efficient access to finance for SMEs, as well as attractive investment opportunities for retail and institutional investors. Founded in 2013 and based on the idea that ‘good folks’ could help other ‘good folks’, FOLK2FOLK enables money to be borrowed and lent based on the concept of ‘fair exchange’ and secured against land and property. FOLK2FOLK’s purpose is to create prosperity for Britain’s regions. Since 2013, hundreds of millions have been invested via our platform also contributing to the creation of local jobs and the strengthening of local supply chains; helping to support local economies across Britain's regions. We call this happy by-product of our lending: FOLKONOMICS™. FOLK2FOLK is authorised and regulated by the FCA. www.folk2folk.com Investors, don’t invest unless you’re prepared to lose money. This is a high-risk investment. You may not be able to access your money easily and are unlikely to be protected if something goes wrong. Borrowers, your property against which the loan is secured could be at risk if you don’t meet payments.