Everyone knows that getting to the top of the mountain is only half the battle. Mountaineering experts also know that comprehensive planning for a successful descent can be the most critical phase of the trip. The same can be said for successful retirement planning. Long term investing and accumulating wealth for later years is fundamental, but failing to plan in advance for income distribution (getting back down the mountain) can leave you exposed and unprepared for the risk of outliving your resources. At Innovative Wealth Partners, we are experts at helping you to plan with the end in mind. After all, we know the primary reason for saving today is to enjoy a comfortable and secure retirement lifestyle tomorrow. That is why we are dedicated to helping you get there. Our Innovative Approach takes a holistic long-term perspective and artfully weaves disparate elements of your financial life into a coordinated vision for your successful future. Using time-honored principals, we will help you efficiently optimize your resources to significantly increase retirement income streams while enhancing flexibility and minimizing risk. Donald R. Ayers, Jr. is a Registered Representatives offering Securities through The O.N. Equity Sales Company MemberFINRA/SIPC, One Financial Way, Cincinnati, Ohio 45242 (513) 754-6794. Investment Advisory Services offered through O.N. Investment Management Company.