The functionality of the Cardonio Card makes it a must-have item not only for every Ether or Bitcoin holder, but also for everyone who spends money in foreign currency. • Spend your Ether or Bitcoin with a physical Cardonio Card, wherever cards are accepted, both online & offline • Only the exact amount that you spend with your Cardonio Card will be incrementally exchanged from ETH/BTC in real-time when you swipe your card, with rest being securely stored in your wallet to which only you have access • Exchange money at perfect interbank exchange rates using Cardonio App • Enjoy the same perfect interbank rates whenever you spend on Cardonio Card • Send money from Cardonio App in 23 currencies to 120 countries worldwide for free • Sending money between Cardonio App users is free & real-time, with the money being instantly available for the recipient on their Cardonio Card • Customer on boarding can be done entirely via the mobile App – a process taking less than 3 minutes