We are your local resource to help meet life's challenges: health, wealth, retirement. As independent agents, we possess access to hundreds of companies and products. That allows us to choose the product that best suits our clients without prejudice. Our loyalties are with you, and we are dedicated to exceeding your expectations. Our aim is to have a lasting long-term relationship with you and your family and we do that by listening to you and your needs, providing only top-rated products to help meet those needs, and provide clear, easily understood explanations of financial products and strategies. Our advisers have over 27 years experience providing clients with sound financial advice. We're anxious to use our expertise to help you achieve your financial goals. Certified to sell on and off Marketplace Affordable Health Care ("Obamacare") health plans, subsidies explained.