MoneyWorks is a Digital Supply Chain Finance Platform developed to address the access to finance challenge faced by most SMEs. The platform enables large and medium sized corporates and public sector institutions to have an early payment programme for the benefit of SMEs in their supply chain. The solution provides SMEs access to invoice financing on the back of their buyer’s credit record thus reducing the late payment and cash flow shortage risk faced by most SMEs. Our solution provides an opportunity for SMEs to receive payment for their invoices within 24hrs of delivery and approval on invoice by their buyer. MoneyWorks has a simple digital Buyer on-boarding process that uses an end to end digital platform with a built-in credit scoring model, which utilises advanced underwriting tools to create a unique scorecard that enables efficient on-boarding and credit assessment of new buyers. Should SME require an early payment, they submit the invoice against the buyer code on the platform. Once the buyer has confirmed the invoice MoneyWorks will then release the money to the supplier within 24hrs. MoneyWorks will receive the invoice amount after the payment terms from the Buyer. This way the supplier has the money early and can better manage their cash flow. Although the MoneyWorks platform can be accessed as a stand-alone platform or it can be tailored for complex procurement environments with a large number of SMEs within the supply chain process. The system can be integrated into the existing procurement and ERP systems to enable seamless access and use by the Buyers’ and the SMEs without disrupting existing processes.