Financial planning is a multidimensional process that covers a lot more than your account balance. Many people think financial planning is synonymous with asset management, and therefore start far later in life than recommended. Whether you just graduated college or already years into your career, make sure you have started taking meaningful steps to plan for your financial future. Securities and advisory services offered through LPL Financial, a Registered Investment Advisor, Member SIPC www.sipc.org The financial professionals associated with SMB Financial Strategies may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state. Third party posts found on this profile do not reflect the views of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness.