We are a not-for-profit cooperative; formed, owned and operated for a single purpose: members helping members. We have a proud tradition of service to our members since 1951. ELGA Credit Union had a humble beginning, helping Consumers Energy employees that were paid below the average of other industrial workers in the 1940’s and 50’s. ELGA got its name from a contest held in 1959 to rename the credit union, replacing the previous name, Flint Division Consumers Power Company Federal Credit Union. The name incorporates the first two letters of Electrical and Gas. ELGA Credit Union has 11 branches in Genesee, Lapeer, and Saginaw counties, as well as robust online banking for computers, smart phones and tablets. We have over 30,000 surcharge-free ATMs available to you at our branches, inside Flint's Hurley and McLaren hospitals, and through the Money Pass or CO-OP Networks.