The Northumberland National Bank opened for business in 1903, in a storefront building on the corner of Queen and Water Streets. State senator and Witmer Steele Lumber Company owner Charles Steele saw the need for an independent, locally-owned community bank in his hometown, and his idea was immediately popular. More than 115 years later, The Northumberland National Bank has stayed true to its goals as an independent community bank in the Greater Susquehanna Valley, continuing to grow and serve over 44,000 customers seeking personal service and value from bankers who know and understand their needs.