BenefitWallet® is a next-generation consumer health solution which combines HSAs, HRAs, FSAs, and other health accounts into a single consumer experience. Beyond health account administration, BenefitWallet is a unique web-based experience that simplifies health care by connecting the dots between health care and spending. Our HSA solution was first brought to market in 2004, when Congress passed the legislation enabling HSAs. Since then, we have grown to be one of the largest administrators of HSAs in the nation. With The Bank of New York Mellon (BNY Mellon) as our custodian, BenefitWallet manages more than 1 million accounts and serves employer customers of all sizes.