American Express is a global financial services company that offers its customers access to products, services and experiences that enrich their lives and increase business success. Since 1997, American Express has partnered with a select group of banks and financial institutions around the world to issue American Express branded products and merchant fundraising for the American Express branded card acceptance network. By leveraging its partnerships, global infrastructure, and powerful brand appeal, American Express has achieved even greater reach for its worldwide network. American Express cards and products in South Africa are issued by Nedbank pursuant to a license from American Express.