Divergent Planning is a fee-only, independent Registered Investment Advisory firm providing personalized guidance and accountability to help clients navigate the financial intricacies of success. Our collaborative ensemble approach means that each specialist of our financial team contributes to a client’s financial plan, which encompasses all areas of their financial life, including savings, expenses, retirement, investments, Social Security, and tax planning. We support our ensemble approach with systems thoughtfully designed to be nimble and to help make sure the next actions in our client relationships are already planned, which leads to accountability and follow-though. Located in Bethesda, Maryland, we provide wealth management services for pre-retirees, mid-career professionals, and government employees throughout Maryland, Virginia, Washington DC, and nationwide. We meet clients in person and remotely, depending on their needs. Our goal is to provide financial cohesion, experience, and clarity to simplify our clients’ financial pictures, help them comfortably navigate the changes in their lives, and feel confident that all areas of their money are working toward their goals.