Gardner Insurance Solutions LLC—located in Lynchburg, VA—was established in 1993 as an independent insurance agency. We serve the needs of small businesses and individuals throughout Central Virginia with auto insurance, homeowners insurance, life insurance, and business insurance. As our client, you will have a team of highly qualified professionals working for you to provide you with the best coverage for you, your family, or your business. Building a long-lasting relationship with our clients is our number one priority. J.M. Gardner Insurance is a professional firm made up of proven, caring, conscientious people—the kind you can depend on. Put our local experience to work for you!