Joel Seach is a Director and Principal Financial Planner with over 12 years of experience in the industry. His company, Harpel Financial Group, is named after his two children. The definition of Harpel is that Family is incredibly important and is a foundation of traditional values. Joel provides comprehensive advice covering an array of services such as: • Pre-retirement and retirement planning • Wealth protection • Estate planning • Superannuation strategies • Investment advice and wealth accumulation strategies • Cash flow and debt management planning • SMSF advice • Centrelink strategies Harpel Financial Group Pty Ltd is a Corporate Authorised Representative (No. 1278474) of Capstone Financial Planning Pty Ltd. ABN 24 093 733 969. Australian Financial Services Licence No. 223135.