Credit is essential for families working to improve their lives. divi’s pay-to-own system of credit makes access to technology—such as solar lighting—easy. End-users purchase a divi-enabled device with a small down payment and divvy up the remainder in affordable installments until they own it—just six weeks later, in the case of the diviLite study lamp. The divi custom payment system provides turn-key distribution and financing to our partners in the field working to bring solar lighting and other life-enriching products to rural off-grid communities around the world. Building a sales force through established community networks like schools, women’s cooperatives and rural shopkeepers is made easy. The ability to customize the payment management system and collect vital business metrics allows everyone along the supply chain to measure impact. .