Capital CDC works hard for your approval. The SBA 504 loan program creates new opportunities that help small businesses and the communities where they do business. Growing, healthy businesses can buy, build or remodel commercial and industrial buildings or purchase equipment and machinery with minimum cash investment. In most cases, SBA 504 loans require a down payment of as little as 10% of the total cost of your investment. And SBA 504 loans are locked in at a low fixed rate for a 10 or 20-year period. As the largest provider of SBA 504 loans in a five state region, Capital CDC partners with financial institutions to create affordable and effective financial solutions for small businesses throughout Texas. From our experienced Business Development Officers to our knowledgeable and responsive underwriting and loan services professionals, Capital CDC has everything in place to simplify the application process and expedite funding of SBA 504 loans.