Paycraft is a payments company focussed on offline payments for transit, toll, fuel and smart cities.  The company is a pioneer in developing a host of open loop payment products including a debit and prepaid platform, automatic fare collection platform, instant issuance along with specialized payment products like host card emulation (HCE), card applet development and terminal kernel solution and more. Paycraft is a preferred partner for open loop card & payment solutions to banks, global consulting companies, transit operators, payment processors, card & device manufacturers, and many others. We are one of the thirteen official Token Service Providers globally for VISA. We are disrupting transit in India by adhering to open loop payment standards to make it convenient for passengers, while at the same time reducing costs and increasing revenue potential to all the stakeholders involved. Paycraft is currently engaged in Kochi, Bengaluru, Ahmedabad and Surat with around ten more public transport operators in the pipeline. In the process, we handle millions of commute transactions in India.