Old Point Mortgage is a wholly-owned subsidiary of Old Point National Bank, which offers an experienced team that delivers quality loans and service in the Hampton Roads. Old Point Mortgage began in 2007 as a joint venture between Old Point and Tidewater Mortgage and in 2017 Old Point National Bank purchased full ownership interest. We offer trusted, transparent and responsible lending and you’ll find everything you want in a mortgage loan experience – superior customer service, quick loan processing, local underwriting, and a wide variety of loan products to meet your needs. We are dedicated to facilitating the dream of homeownership from the first time homebuyer to the seasoned real estate investor. Asking two simple questions: 1) Is it good for the borrower, and 2) is it good for our investors - ensures moral and financial responsibility, creating customers for life and future growth. A home is one of the biggest purchases we make. We've seen almost every home buying or refinancing scenario and understand the challenges you're facing in this process. As you shop for the perfect home, let us help you find the mortgage that best fits your financial picture. We will be there to answer questions every step of the way.