Pay!Nation is an innovative payment technology company that actively supports merchants with its all-in-one payment solutions. The all-in-one service contains sales, delivery and installation of terminals, accessories and all supporting services, including transactional processing for small and large merchants. Pay!Nation offers in-store electronic payment solutions to merchants who are looking for affordable payment solutions. For smaller merchants we offer ‘plug & play’ solutions (bepax) while for larger merchants we deliver excellent integration services done by our payment experts. Pay!Nation owns and operates an innovative payment platform (PayP!N) to support European cross-border payments for international merchants. The platform’s engine manages, next to secure payment processing: multi terminal-acquirer-protocol modules, smart routing & switching based on machine learning algorithms, real-time decisions, analytics & insights, business rules engines and fall-back capabilities to maintain stable operations. Pay!Nation focuses strong on R&D to meet today’s and future requirements of merchants to lower the costs of payments processing.