Credit Unions are not for profit financial cooperatives built to improve the financial lives of the members they serve. Unlike banks, we have no outside stakeholders, so we operate solely for the benefit of our members. Because of this structure and focus, we typically charge fewer fees than banks, in addition to having competitive rates. A recent independent study revealed we save members an average of $353 per year as compared to banks in our markets. If you live or work in one of our 40 southern Indiana and northern Kentucky counties, YOU can bank with HHCU!