Bull Oak Capital (or the “Firm”) is located in San Diego, California, and registered as an investment adviser with the Securities and Exchange Commission. The Firm only transacts business in those states in which it is registered or qualifies for an exemption or exclusion from registration requirements. The existence of this website shall in no way suggest that the Firm offers investment advisory services to residents of any state other than the states in which the Firm maintains a notice filing. Bull Oak Capital, LLC provides portfolio management services and custom financial plans for working professionals in the southern California region and across the U.S. We are a fee-only Registered Investment Advisory firm that acts as a fiduciary for our clients. We pride ourselves on providing an easy-to-understand business model, fee transparency, and excellent client service. The firm was founded in 2014 by Ryan A. Hughes.