We are a firm of Independent Financial Advisers, authorised and regulated directly by the Financial Conduct Authority. We aim to help you plan for life s ups and downs - and to show you that personal finances are more enjoyable than you might think. We also aim to provide a tailored personal service and build our client relationships for the longer term. Our clients are mainly private individuals, in some cases two or even three generations of the same family use our services. All our discussions are in total confidence.