Hyers and Associates, Inc. is an independent insurance agency offering quotes, illustrations, enrollment and financial planning direct in Alabama, Arizona, California, Florida, Georgia, Illinois, Indiana, Louisiana, Mississippi, Missouri, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas and West Virginia. We provide coverage to individuals, families and businesses of all sizes. Our steadfast independence allows our clients to compare policies with many of the leading, highly rated insurance carriers side by side. Using the latest technology, we have several online enrollment portals on our website that allow consumers to purchase insurance direct from the provider of their choice while also taking advantage of the knowledge and experience that our agency provides. We offer several lines of insurance including Medicare supplements, Medicare Advantage, Prescription Part D, long term care, life, health, disability, dental & vision. We also broker several types of annuity accounts including: fixed, fixed-indexed, immediate, structured settlement and structured sale plans. We help our clients plan for retirement, create income streams and safely invest for their future. In the long term care markets, we license with several carriers to offer traditional plans as well as hybrid long term care policies that are linked to annuity accounts and life insurance policies. We also offer several products designed to mitigate taxes and transfer wealth efficiently to future generations or favorite charities. We offer a wide array of insurance planning products to help reduce and eliminate present and future tax issues.