At AJD we believe in building and maintaining a long-term trusted relationship with our clients in and around the local area. Our philosophy is that by providing high quality personalised advice, coupled with the highest standards of integrity and excellence, we will give you, the client, total peace of mind. We are able to provide advice on many different aspects of financial planning, helping different individuals with different strategies at different stages of their lives. As an independent financial advisory firm, we are not tied to any particular provider, so our services cover a wide range of financial products and providers. AJD's aim is to work with you over the short, medium and long term as your life develops, making sure your existing plans are still suitable for your needs. We will also ensure that you are kept informed of any changes that may affect your financial objectives. Every individual client is unique, and we aim to tailor our advice to the individual not the masses. AJD Financial Services Ltd is an appointed representative of Investments Limited which is authorised and regulated by the Financial Services Authority. FSA Number 516885. Registered office: 7 Balhousie Street, Perth, Scotland. Registered in Scotland. Company number SC370233. The information contained is subject to UK regulatory regime and is therefore restricted to consumers based in the UK”