The Academy of Financial Divorce Specialists (AFDS) offers training that empowers financial planners to help clients undergo life transitions, such as a separation or divorce. Upon completion of the training, those awarded the designation of Chartered Financial Divorce Specialists (CFDS) become part of an exclusive group of experts trained to help clients with their finances in regards to cohabitation, separation and divorce. The goal of a Chartered Financial Divorce Specialist (CFDS) is to provide an objective assessment of potential financial settlement scenarios. They do not offer legal opinion or advice. A CFDS follows a strict code of ethics as monitored by the Academy of Financial Divorce Specialists and other relevant licensing authorities. CFDS professionals can help assess the following financial settlement scenarios: Child and Spousal Support Cash Flow Budgeting Insurance Protection for support Taxation Wills Power of Attorney. Estate consideration