Townsend Wealth Management provides comprehensive financial planning and investment management services. As an independent firm, we have no constraints, no corporate mandates, and no barriers to doing the right thing. As fee-only advisors, we don’t accept commissions or other outside payments for anything; we provide advice, we don’t sell products. As fiduciaries, we always act in the best interests of our clients; not just some of the time, but in everything we say and everything we do. Our comprehensive financial plans include retirement planning, estate planning, and financial risk analysis. We help you get the most out of your assets to meet your goals. Our investment program stresses diversified asset allocation. Our goal is to maximize returns within your personal risk tolerance. We invest for the long-term, emphasizing underlying fundamentals which ultimately drive investment returns.