Credit reports are used every day, everywhere, in our daily lives. We use them in purchasing a home, buying a car, getting a credit card and for use in receiving a student loan. Did you know the government allows every American a Free credit report every 12 months? You do now! OnTrackCreditPath.com understands Credit 100% and all we do is Credit. Our goal is to potentially clean your credit profile and raise your score at the same time. Here is how we get you there: 1) FREE Credit Review- We discuss your credit report entirely with you to see if our service could potentially help and work for you. We hope the potential is there to help you with your credit. If not, we would rather you not sign up for your benefit. 2) Get Signed Up- Next sign up, setup your account payment type and your account will be setup and active in one hour. 3) Service Starts - Our service team handles the rest of the credit work. Our service addresses all bureaus, all items, and all at the same time! In 2 -4 months you will begin to see the results. Before you know it you will be potentially done. 4) Credit Profile and Score Achieved - That is it. Done! Our program takes an estimated 2-6 months; most take 9 months to 2 years. We do all the work, so less pressure. Our service is a month-to-month service. No long-term contracts. There is a one-time setup cost and a monthly service fee during the service. Payments are automatic until you cancel. You can cancel anytime. There is no cancellation fee. We are here to assist you in many ways 24/7. We do it by the book and by the guidelines. No extras, No added programs. As our client, we do one thing - Our Job!