Financing the rehab of quality affordable housing. Helping residents build credit. Advocating for more equitable financial systems in our communities. This is the work of the Hartford Community Loan Fund: to provide and promote just and affordable financial services that benefit low-wealth residents of Hartford. HCLF helps our borrowers overcome barriers—such as credit history, language, cultural differences, financial literacy, or lack of economic assets--that can isolate people from the financial mainstream. HCLF helps create vital and stable Hartford neighborhoods. We’re in touch with what works in our community, so our investors can achieve the maximum impact for their dollar: more jobs created, new homeowners financed, affordable housing units rehabbed, and tax revenue generated. We offer resources and support to strengthen both people and places. HCLF recognizes multiple bottom lines: we are responsible to our investors, but also to our community. We measure the value of what we do by portfolio performance and return on investment, but also by our community impact, including: *Affordable housing units rehabbed or created *Private and public sector capital invested in projects financed by HCLF *Jobs created by HCLF-financed projects *Homeowners supported *Changes in public and private sector policies affecting the economic health of low-wealth residents