We provide financial advice and investment and insurance products based on our clients needs. To find out more about us and what we do, please visit our website: http://www.freerfinancial.com/. This communication is strictly intended for individuals residing in the states of: California, New York, Hawaii and Oregon. No offers may be made or accepted from any resident outside these states due to various state requirements and registration requirements regarding investment products and services. John Freer is a Registered Representative and an Investment Advisory Representative with/and offers Securities and Advisory Services through Commonwealth Financial Network, Member FINRA www.finra.org/SIPC www.sipc.org, a Registered Investment Advisor. Freer Financial Services, 995 Morning Star Drive, Suite A, Sonora CA 95370 (209) 533-2533.