Marriott Investment Managers aim to create financial peace of mind through predictable investment outcomes by applying an Income Focused Investment Style. This style is based on a business truth that the value of a company grows over time at the rate at which its profits grow. In the same way, the value of an investment grows over time at the rate its income grows. Income growth will drive capital value growth. An income focused investment style requires: 1. The selection of securities that produce reliable dividends (income streams), ideally growing. This enables us to give you a more predictable investment outcome, allowing you to plan for your income needs now and in the future. 2. The purchase of these securities (and their income streams) at appropriate prices. We buy when the income yield is above the long term average, making sure you get good value for your investment. How does this style benefit the investor? • Above-average risk-adjusted returns • A more predictable investment outcome • An increase in investment value in line with income growth • Reliable income to fund your lifestyle now or to reinvest to fund your lifestyle in the future Marriott offers local and offshore investment options that suite all life stages.