The Public Entity Joint Insurance Fund (PEJIF) is a property and casualty fund, formed pursuant to N.J.S.A. 40A:10-36, currently serving seven New Jersey municipalities covering various counties spanning the state. The PEJIF was formed in 2014 by NIP Group, Inc. in response to the lack of a viable joint insurance fund solution for larger, high population density municipalities. It is the first municipal JIF launched in New Jersey since the Garden State Municipal Joint Insurance Fund in 2002. The primary objective of the PEJIF is to provide its members with a secure, long-term and cost effective risk management program that will help maintain municipal budget stability year over year The PEJIF achieves this objective by implementing the best risk, underwriting, claims and litigation management practices, which improve public and employee safety and lower the ultimate cost of risk. Each of these disciplines is overseen by internal, highly experienced managers who work closely with outside service providers and members to achieve best-in-class results.