VantagePoint has saved employers millions of dollars in reduced payroll taxes, legal costs and insurance premiums by implementing proven HR best practices, integrating the right technology, the right strategies, and methodical use of tax avoidance programs allowed under IRS rules. Building the right programs create the right results: insurance premium renewals 50% less than the national average, average payroll savings of 25% as compared to other national providers, PEO administrative fees as much as 65% less than retail, direct-to-employer rates. VantagePoint's clients have never paid an IRS fine or failed a DOL audit after implementing VantagePoint’s safeguards. Registered Representative, Securities offered through Cambridge Investment Research, Inc., A Broker/Deal, Member FINRA/SIPC and Investment Advisor Representative, Cambridge Investment Research Advisors, INC., A Registered Investment Advisor. J Pear and Associates, Inc. and Cambridge are not affiliated.