Method Financial is an embedded banking service that allows developers to easily retrieve and pay any of their users' debts – including credit cards, student loans, car loans, and mortgages – all through a single API. Method manages the entire data retrieval and money movement process, keeping its customers out of the flow of funds, by handling compliance requirements, identity verification, and bank partnerships. The API provides access to 15,000+ lenders in the US, covering 95% of consumer debt.