With 43 years’ experience at all levels in the Short-Term Insurance Industry, I consult to Insurance Companies, Underwriting Managers, and brokers, conducting Underwriting and Compliance Audits. I am also offering my services as a Business Couch, Contracting as Key Individual to Financial Services Providers (Short Term Insurance ). Trained as an on-line Lecturer in Insurance studies, and I make available my Expertise to Insurance Attorneys as Expert Witness.