Journey Financial is a financial consulting business committed to providing affordable and independent financial guidance to ensure you are on the right path to achieve your financial goals. Visit: www.journeyfinancial.ca Our services include: Financial Consulting Independent, fee-only, financial guidance in any form from a simple question to a full financial plan. Consulting services are offered at an hourly rate, you have the flexibility to decide the scope. Tools and Resources Providing simple tools for budgeting, setting up an online brokerage account or calculating asset allocation. All options will help make your financial journey easier and clearer. Smith Manoeuvre Step-by-step instruction for converting your mortgage into one where the interest is tax-deductible. This technique is a means of using leverage to grow your investments and pay down your mortgage.