CAL was formed to deliver comprehensive risk management solutions to builders, contractors, construction professionals and a variety of other commercial and manufacturing enterprises in 1995. As an independent agent, we work with many of the nation’s leading providers. We are not, and will never be, beholden to any one company. This lets us explore many different options and makes it clear to the insurance companies that they are competing for your business. Conducting business comes with inherent risks. But the one thing that should never be in question is the relationship you share with your risk management provider. At CAL, we believe mitigating potential problems means more than plugging your information into some faceless equation and calculating a quote. Our formula for success involves crazy concepts like sitting down with you; getting to know your business; creating a clear characterization of you and your business; putting together some viable options; and figuring out the best solutions together. Risk management is not a commodity. At CAL, we’re out to change the way this business is conducted through better education, deeper collaboration, more options, and unmatched personal service.