Established in 1973, Bushnell & Company is a professional services Actuarial & Employee Benefits Consulting firm. We are NOT insurance agents or brokers! Since we are an independent fee-only based firm, our income is transparent and not tied to high or undisclosed commissions, incentives, trips, etc. from the sale of insurance products. Organizations that choose to provide their employees with a meaningful, high quality and comprehensive benefits program face a tremendous challenge today. The problem for leaders and managers is how to structure the program to be both administratively efficient and cost effective. This benefit puzzle is not only difficult to solve, but it's getting more complicated. Trying to minimize the impact of dynamic employee demographics, tax laws, state and federal health care mandates, the Affordable Care Act, HMO, HRA, HSA plans, retirement planning, and rising medical / hospital insurance costs can be overwhelming, particularly if you're doing it with a smaller budget, fewer resources and a shrinking staff! We are the architects of employee benefit plans. Specifically, we specialize in consulting with leaders and managers of organizations regarding the design, administration, funding and communication of high quality, cost effective and administratively efficient employee benefit plans. These include, but are not limited to, the following: • Medical • Dental • Life and Disability • Rx, Long Term Care • Retiree Benefits – Medical, Dental, Rx • Retirement – Defined Benefit & Defined Contribution 401(k), 403(b), 457 • Executive Deferred Compensation • Flexible Benefit / Cafeteria Plans Sec. 125 We deliver high quality, custom designed, understandable, cost effective and administratively efficient employee benefit plans that specifically meet YOUR organization's goals, objectives and philosophies regarding the amount of YOUR employee's "Hidden Paycheck".