We are a Real Estate Brokerage and Mortgage Loan Originator. We connect people that need real estate loans (Borrowers) with wholesale sources (Lenders) who make loans. We do this for homes and residential investment property of up to 4 units in California only. We also have access to wholesale financing sources for commercial property. We work with a wide variety of lenders most of which our clients have never heard of. Our wholesale pricing is most often considerably better than larger, more well-known sources (banks) and we have access to banks as well. We quarterback the process by building the finding the right program, shopping for pricing, building the loan application, collecting and organizing our clients supporting documents and coordinating between parties. We interface with the Lender, we argue and advocate for our clients, we answer their questions and we educate them along the way. We often see options they did not, which are in their best interest. If the loan ‘closes’, we get paid a predetermined compensation amount. Most of our clients have worked with us multiple times over the years. Our average client has completed 3 transactions with us.