Overseas Trust and Pensions (OTAP) is a growth company and a leading independent provider of pension and trust services. OTAP offers market leading products that are tailored to the market into which they are promoted. Our broad range of award winning financial products are widely regarded as the best in the market by the IFA communities, who use them to meet their clients diverse pension requirements. For our private clients our products cater for income, accumulation and the succession of wealth from one generation to the next. For our corporate clients, our products cater for a wide range of employee benefit options be these share incentive schemes or international retirement solutions ideal for higher earners, senior executives or employees working in multiple territories or cross border. Our products include retirement plans, pension funds, gratuity schemes, preservation funds, share option and saving plans together with trusts. We continue to invest developing technology to improve customer service and to increase efficiency. As such, OTAP is a progressive, nimble business with offices in Guernsey, London and South Africa and a passion to serve our clients in meeting their pension needs. Overseas Trust and Pension is the brand name of Overseas Trust and Pension Ltd, Overseas Pensions and Benefits Ltd and Overseas Pensions Administration Ltd, (the Companies) are licensed by the Guernsey Financial Services Commission under the regulation of Fiduciaries, Administration Businesses and company Directors, etc (Bailiwick of Guernsey) law, 2000. Overseas Trust and Pension Ltd and Overseas Pensions and Benefits Ltd are registered in Guernsey numbers: 55506 and 39935 respectively. Overseas Pensions Administration Ltd is registered in Alderney number: 1427. Overseas Trust and Pension Limited is an authorised financial services provider with the Financial Sector Conduct Authority (“FSCA”) – FSP number 47261.