the Michael Thomas Agency, llc specializes in structuring business insurance programs to meet the needs of Home Owner Associations (HOA). This includes condominium, townhome, single family home and any combination of the above. The HOA has some specific coverage needs. Our 35 years insurance experience combined with many years service on HOA Boards make us YOUR ideal choice for Insurance Agent. We are also adept at developing Insurance programs for other Business classes as well as Personal Insurance for Homeowners and Auto. Our business model is summarized in a few words. "We take care of your Insurance so you can take care of your business home and auto." "Taking a new approach." Our primary objective is meeting your needs and providing world-class service. We have direct access to many well-known companies as well as numerous specialty insurance markets. How might this benefit you? Quite simply, we can create an insurance program to meet your needs. Whatever they might be.