Property and Casualty Agency, Upstate New York. Writing insurance throughout The Empire State We Represent Progressive, New York Central Mutual, Arrowhead, Auto One, Encompass. Farmers, Foremost, Hanover, Hartford, Mercury, Utica National and Utica First. We have niches in restaurants, taverns. We write large amounts of Motorcycle Insurance throughout New York State. We help other Insurance Agents with Hard to Place Risks. 50% of our volume comes from other Insurance Agents that don't know how or have the markets or the expertise to write difficult risks.