Difficult problems Some business problems just don’t seem to go away. Temporary fixes can be implemented, but the problems inevitably return. This type of recurring problem can sap the whole organisation. There is no easy fix. The essential ingredient is business wisdom: people who know that simple logic, no matter how clever, is rarely sufficient. That's why all our consultants are heavily experienced: there is no substitute. Although more than half of our business is driven by regulation, we have experience and skills in all aspects of financial services and can tackle the most difficult problems Regulation Telos can mobilise some of the most experienced - and high profile - compliance experts in the financial services industry All regulated firms need to consider the difference between being half a step behind - and half a step in front. Being half a step behind requires the full effort and cost to be compliant - but risks falling foul of the regulators. Being half a step ahead doesn't cost much more in the short term but saves a huge amount in the medium term, and creates elbow room to integrate compliance into the business efficiently. It's possible to get half a step ahead by taking the regulators speeches, comments and informal briefings into account, by understanding how the regulator is likely to think - and by talking to us. That's where we operate, and that's where our successful clients are now.