Protocol Risk Managers was recently introduced into the Guardrisk insurance Company pool of underwriting managers. After three years trading with our existing broker partnerships it is time to expand into the bigger market where we can now offer our entire offering to both independent and national brokers. Our business combines old traditional skills of supplying the brokers with over the table quotations, product knowledge and flexibility. We believe in the personal touch which is so lacking in the modern-day marketing philosophy of many insurers and certain UMA’s. The product offering from protocol through Guardrisk now completes the general /commercial business along with specialist fields including hospitality and Agriculture assets business. Along with Guardrisk Insurance Company who carries a Global credit rating of “A” for their claims paying ability. We believe the wide range of UMA’s & Cell captive well established in the current market bodes well for Protocol and our offer extends to all Guardrisk existing supporters to work with us.