Imagine yourself working on a large jigsaw puzzle but without the picture on the box as a reference to guide you. Although possible to do, it's certainly more challenging. In many ways financial planning is a lot like assembling a jigsaw puzzle, only the puzzle pieces aren't available all at once, they come to be over the course of time. The puzzle itself represents the journey of life and the puzzle pieces represent the myriad of financial decisions that must be made along the way. Inevitably, there will be times when you're unsure of how the various puzzle pieces in front of you fit together and the world or markets may not exactly be going along with your plans. At Blom & Howell, we believe a successful financial life does not happen by chance, it happens by choice. For those reasons, we've developed and refined a process that helps our clients put the puzzle pieces together over the course of their lives. As advisors, we know people crave a relationship with a financial professional they can trust who will be in their corner when times are rough. We take great joy in being our client's financial guide and advocate on that journey toward a lasting and secure retirement. In this way, we become more than planners, but partners in helping our clients navigate the financial challenges of life. Retirement Planning • Investments • Life Insurance • College Planning Blom & Howell Financial Planning | (209) 857-5207 | www.blomandhowell.com See Important Disclosures in the Links Below: http://www.scfsecurities.com/disc/michael-howell Securities offered through SCF Securities, Inc. – Member FINRA/SIPC. Investment Advisory Services offered through SCF Investment Advisors, Inc. 155 E. Shaw Ave. Suite 102, Fresno, CA 93710 | (800) 955-2517 | Fax (559) 456-6109. SCF Securities, Inc. and Blom & Howell Financial Planning are independently owned and operated. www.scfsecurities.com